Workers’ Compensation

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.

This coverage protects an employer from being sued by an injured worker in most cases.

Novak Insurance Agency can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

Coverage for office workers using their own vehicles on company business is often needed, as well. If you have employees, it is critical that you consider this workers compensation coverage.

What you need to know about workers compensation insurance

Some Workers Compensation coverage can include:

  • Innovative payment systems
  • Medical disability case managers
  • Utilization management nurses
  • Certified life care planning nurses
  • Vocational rehabilitation consultants
  • Physician consulting services
  • Legal staff
  • Contracts with medical network providers
  • Managed prescription drug program

What type of business insurance are you looking for?

Business Owners Policy

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.

Commercial Property

Serving the unique needs of businesses all across America

Commercial Umbrella

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

General Liability

Protecting business all across America

Commercial Auto

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment.

Workers’ Compensation

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.

Surety Bonds

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, Novak Insurance Agency is here to help.

Umbrella

An umbrella policy provides additional layers of liability protection.

Cyber Insurance

Protect against data breaches & other cyber security issues. Cyber insurance is coverage for a broad range of scenarios in which sensitive information might be damaged or lost.