Business Owners

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.

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You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where Novak Insurance Agency can help.

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Novak Insurance Agency will work with you to find the right combination of business insurance coverage to meet your specific needs. Contact us today!

Supplemental Coverage Available

  • Extended liability for additional insureds.
  • Debris removal, personal property.
  • Tools and equipment.
  • Valuable records protection and accounts receivable.

In addition to advising you on the right coverage, we provide additional services, such as:

  • Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
  • Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
  • Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact Novak Insurance Agency for more information. Give us a call at 440-349-2120.

What type of business insurance are you looking for?

Business Owners Policy

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.

Commercial Property

Serving the unique needs of businesses all across America

Commercial Umbrella

When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

General Liability

Protecting business all across America

Commercial Auto

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment.

Workers’ Compensation

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.

Surety Bonds

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, Novak Insurance Agency is here to help.

Umbrella

An umbrella policy provides additional layers of liability protection.

Cyber Insurance

Protect against data breaches & other cyber security issues. Cyber insurance is coverage for a broad range of scenarios in which sensitive information might be damaged or lost.