Commercial & Business

Property, liability, and specialty coverage for growing companies and closely‑held ventures.

What we handle

Built for the business you’ve built.

From a business owners policy to specialty and excess lines, we structure commercial programs that fit how your company actually operates — and review them as you grow, hire, and take on new risk.

Business owners policy (BOP)
General liability
Commercial property
Workers’ compensation
Commercial auto & umbrella

How we work

National capability, boutique service.

Right‑sized programs

Coverage matched to your operations and payroll — no gaps, no paying for what you don’t need.

Specialty & excess access

Carrier relationships for the harder‑to‑place and higher‑limit risks.

Reviewed as you grow

An annual look at exposures so coverage keeps pace with the business.

Private Client

For high‑net‑worth families, there’s Novak Platinum 1.

A dedicated private‑client practice for significant homes, collections, and personal liability — with the discretion and capability those assets require.

Explore Platinum 1 →

Get started

Let’s find your best coverage.

Request a Quote