/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Section Home Hero Banner (top) — logo + text + button
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.hero {
  position: relative;
  min-height: 86vh;
  display: flex;
  align-items: center;
  color: #fff;
  background: var(--navy) center/cover;
  background-size: cover;
  background-position: center;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(11, 36, 68, 0.82) 0%,
    rgba(11, 36, 68, 0.52) 45%,
    rgba(11, 36, 68, 0.18) 100%
  );
}
.hero > .wrap {
  position: relative;
  z-index: 1;
}
.hero .inner {
  max-width: 640px;
  padding: 120px 0 60px;
}
.hero h1 {
  color: #fff;
  margin: 18px 0 0;
}
.hero p.lead {
  color: rgba(255, 255, 255, 0.86);
  margin: 22px 0 34px;
  max-width: 52ch;
}
.hero .cta {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* Home Hero Banner */
section.hero .p1-hero-lockup {
  display: flex;
  align-items: center;
  gap: 16px 22px;
  flex-wrap: wrap;
  max-width: 600px;
  margin: 0 0 30px;
  padding: 15px 22px;
  border-radius: 5px;
  background: rgba(11, 36, 68, 0.74);
  border: 1px solid var(--line-n);
  border-left: 3px solid var(--champ-l);
  backdrop-filter: blur(4px);
}
section.hero .p1-hero-lockup .p1-logo {
  height: 34px;
  width: auto;
  display: block;
  flex: 0 0 auto;
}
section.hero .p1-hero-lockup .p1-line {
  flex: 1 1 210px;
  min-width: 170px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 14px;
  font-weight: 300;
  line-height: 1.42;
  letter-spacing: 0.01em;
}
section.hero .p1-hero-lockup .p1-line b {
  color: var(--champ-l);
  font-weight: 700;
}
section.hero .p1-hero-lockup .p1-btn {
  flex: 0 0 auto;
  padding: 12px 22px;
  font-size: 12px;
  background: var(--champ);
  border-color: var(--champ);
  color: var(--navy-d);
}
section.hero .p1-hero-lockup .p1-btn:hover {
  background: var(--champ-l);
  border-color: var(--champ-l);
  color: var(--navy-d);
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Home banner - bottom part -trust strip 
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.trust {
  background: var(--navy-d);
  color: var(--muted-n);
  padding: 22px 0;
}
.trust .wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px 40px;
  flex-wrap: wrap;
  font-size: 13px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  text-align: center;
}
.trust b,
.trust strong {
  color: #fff;
  font-weight: 700;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Interior Page Hero (navy band) 
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.page-hero {
  background: var(--navy);
  color: #fff;
  padding: 150px 0 62px;
  position: relative;
  overflow: hidden;
}
.page-hero.img {
  background: var(--navy-d) center/cover;
  background-size: cover;
  background-position: center;
}
.page-hero.img::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    rgba(11, 36, 68, 0.72),
    rgba(11, 36, 68, 0.9)
  );
}
.page-hero > .wrap {
  position: relative;
  z-index: 1;
}
.page-hero .eyebrow {
  color: var(--champ-l);
}
.page-hero h1 {
  color: #fff;
  margin: 14px 0 0;
  max-width: 20ch;
}
.page-hero p {
  color: var(--muted-n);
  margin-top: 16px;
  max-width: 60ch;
  font-size: 19px;
}
.crumbs {
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 6px;
}
.crumbs a:hover {
  color: #fff;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Card Gird
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.head-block {
  max-width: 56ch;
  margin-bottom: 44px;
}
.grid3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 6px;
  overflow: hidden;
}
.card {
  background: var(--paper);
  padding: 38px 30px;
  min-height: 200px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  transition: 0.3s;
}
.card:hover {
  background: var(--mist);
}
.card .card-inner {
  display: flex;
  flex-direction: column;
  height: 100%;
  justify-content: space-between;
}
.card .num {
  font-family: var(--serif);
  color: var(--champ-dark);
  font-size: 19px;
  margin-bottom: 1rem;
}
.card h3 {
  font-size: 24px;
}
.card p {
  color: var(--muted);
  font-size: 15px;
  margin-top: 7px;
}
.card .more {
  color: var(--navy);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-top: 14px;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Content. Editor
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.content-editor p {
  margin: 0 0 14px;
}
.content-editor h2 {
  font-size: clamp(22px, 2.4vw, 30px);
  margin: 34px 0 10px;
}
.content-editor a {
  color: var(--navy);
  text-decoration: underline;
}


/* ---------- split feature ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.split .art {
  aspect-ratio: 4/3;
  border-radius: 8px;
  border: 1px solid var(--line);
  position: relative;
  overflow: hidden;
  background: var(--mist) center/cover;
  background-size: cover;
  background-position: center;
}
.split .art::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    rgba(11, 36, 68, 0.06),
    rgba(11, 36, 68, 0.2)
  );
}
.mist {
  background: var(--mist);
}
.list-num {
  list-style: none;
  margin-top: 26px;
  margin-left: 0;
}
.list-num li {
  padding: 18px 0;
  border-top: 1px solid var(--line);
  display: flex;
  gap: 16px;
}
.list-num li:last-child {
  border-bottom: 1px solid var(--line);
}
.list-num li .k {
  color: var(--champ-dark);
  font-family: var(--serif);
  font-size: 19px;
  min-width: 30px;
}
.list-num li h3 {
  font-size: 19px;
}
.list-num li p {
  color: var(--muted);
  font-size: 15px;
  margin-top: 3px;
}
@media (max-width: 820px) {
  .split {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .split .art {
    order: -1;
  }
}

/* ---------- prose + coverage checklist (product pages) ---------- */
.prose p {
  color: var(--muted);
  margin-bottom: 18px;
  max-width: 66ch;
}
.prose h2 {
  margin: 10px 0 14px;
}
.checks {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 34px;
  margin: 8px 0 8px;
}
.checks li {
  position: relative;
  padding-left: 30px;
  color: var(--ink);
}
.checks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--champ);
  box-shadow:
    inset 0 0 0 2px #fff,
    0 0 0 1px var(--champ);
}
.checks li::after {
  content: "";
  position: absolute;
  left: 5px;
  top: 10px;
  width: 6px;
  height: 3px;
  border-left: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(-45deg);
}
@media (max-width: 640px) {
  .checks {
    grid-template-columns: 1fr;
  }
}

/* related chips */
.related {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
}
.chip {
  border: 1px solid var(--line);
  border-radius: 999px;
  padding: 9px 18px;
  font-size: 14px;
  color: var(--navy);
  transition: 0.2s;
}
.chip:hover {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
}

/* ---------- team ---------- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}
.member {
  text-align: center;
}
.avatar {
  width: 130px;
  height: 130px;
  border-radius: 50%;
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-size: 44px;
  color: #fff;
  background: linear-gradient(160deg, #1c4f80, #0b2444);
  border: 1px solid var(--line-n);
  background-size: cover;
  background-position: center;
}
.member h3 {
  font-size: 22px;
}
.member .role {
  color: var(--champ-dark);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-top: 4px;
}
.member p {
  color: var(--muted);
  font-size: 14px;
  margin-top: 8px;
}
@media (max-width: 900px) {
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 34px;
  }
}
@media (max-width: 480px) {
  .team-grid {
    grid-template-columns: 1fr;
  }
}

/* ---------- carriers ---------- */
.carriers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 6px;
  overflow: hidden;
}
.carrier-tile {
  background: var(--paper);
  min-height: 120px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-weight: 500;
  font-size: 24px;
  color: var(--navy);
  opacity: 0.85;
  transition: 0.25s;
  text-align: center;
  padding: 16px;
}
.carrier-tile:hover {
  background: var(--mist);
  opacity: 1;
}
@media (max-width: 820px) {
  .carriers-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ---------- about values / stats ---------- */
.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  text-align: center;
}
@media (min-width: 701px) {
  .stats-2 {
    grid-template-columns: repeat(2, 1fr);
    max-width: 900px;
    width: 100%;
  }
  .stats-1 {
    grid-template-columns: 100%;
  }
}
.stat .n {
  font-family: var(--serif);
  font-size: clamp(40px, 5vw, 60px);
  font-weight: 500;
  color: var(--navy);
  line-height: 1;
}
.stat .l {
  color: var(--muted);
  font-size: 15px;
  margin-top: 10px;
}
@media (max-width: 700px) {
  .stats {
    grid-template-columns: 1fr;
    gap: 30px;
  }
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Contact page Form Section
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.contact {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 60px;
}
.contact .info h3 {
  font-size: 22px;
  margin-bottom: 4px;
}
.contact .info .row {
  padding: 16px 0;
  border-top: 1px solid var(--line);
}
.contact .info .row:first-of-type {
  border-top: 0;
}
.contact .info .k {
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--champ-dark);
  font-weight: 700;
}
.form,
.gform_wrapper {
  background: var(--mist);
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 34px;
}
.gform_wrapper h1,
.gform_wrapper h2,
.gform_wrapper h3,
.gform_wrapper h4,
.gform_wrapper h5,
.gform_wrapper h6,
.gform_wrapper p {
  color: var(--navy) !important;
}
.gfield_checkbox ,
.gfield_radio {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.gchoice {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0;
  text-transform: none;
  color: var(--muted);
  padding: 8px 13px;
  border: 1px solid var(--line);
  border-radius: 22px;
  cursor: pointer;
  transition: .2s;
}

.gchoice:has(input:checked) {
  border-color: var(--navy);
  background: var(--mist);
  color: var(--navy);
}

.form .req-note,
.gform_required_legend {
  font-size: 12px;
  color: var(--muted) !important;
  margin-bottom: 14px;
  letter-spacing: 0.02em;
}
.form .req,
.gfield_required_asterisk {
  color: #b3261e;
}
.form label .req {
  margin-left: 2px;
}

.form .field,
.gfield {
  margin-bottom: 16px;
}
.form label,
.gform_wrapper legend,
.gfield_label {
  display: block;
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted) !important;
  margin-bottom: 6px;
  font-weight: 700;
}
.gform-field-label {
  color:  var(--muted)  !important;
}
.form input,
.form select,
.form textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: 4px;
  font-family: var(--sans);
  font-size: 15px;
  background: #fff;
  color: var(--ink);
}
.form textarea {
  min-height: 120px;
  resize: vertical;
}
.form .btn {
  width: 100%;
  justify-content: center;
  margin-top: 6px;
}
.row2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
@media (max-width: 820px) {
  .contact {
    grid-template-columns: 1fr;
    gap: 34px;
  }
}



/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Post List and post content
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.post-list {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 40px;
}
.post-more {
  color: var(--navy);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-top: 14px;
}

.post-content h1,
.post-content h2 ,
.post-content h3,
.post-content h4,
.post-content h5,
.post-content h6 {
  margin: 2rem 0 1rem;
  color: var(--navy);
}
.post-content p {
  font-size: 18px;
  margin: 1rem 0;
}
.post-content div ,
.post-content ul, 
.post-content li,
.post-content a {
  font-size: 18px;
}

@media (max-width: 820px) {
  .post-list {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }
}
@media (max-width: 560px) {
  .post-list {
    grid-template-columns: 100%;
  }
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Private Client - platinum cross-sell band
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */

.platinum-band {
  position: relative;
  color: #fff;
  text-align: center;
  padding: 104px 0;
  background-color: var(--navy-d);
}
.platinum-band > .wrap {
  position: relative;
  z-index: 1;
}
.platinum-band .eyebrow {
  color: var(--champ-l);
}
.platinum-band h2 {
  color: #fff;
  max-width: 20ch;
  margin: 14px auto 18px;
}
.platinum-band p {
  color: var(--muted-n);
  max-width: 56ch;
  margin: 0 auto 30px;
}
.platinum-band .card-mini {
  font-family: var(--serif);
  font-weight: 600;
  letter-spacing: 0.02em;
  font-size: 22px;
  color: #fff;
  margin-bottom: 16px;
}
.platinum-band .card-mini .pband-logo {
  height: 48px;
  width: auto;
  display: inline-block;
  vertical-align: middle;
}

.platinum-band .card-mini b {
  color: var(--champ-l);
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Single testtimonial Section
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
section.tst {
  text-align: center;
}
section.tst blockquote {
  font-family: var(--serif);
  font-style: italic;
  font-weight: 500;
  color: var(--navy);
  font-size: clamp(22px, 2.8vw, 34px);
  line-height: 1.3;
  max-width: 24ch;
  margin: 20px auto 18px;
}
section.tst cite {
  font-style: normal;
  color: var(--muted);
  font-size: 13px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Call To Action
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.cta-band {
  background: var(--navy);
  color: #fff !important;
  text-align: center;
}
.cta-band h2 {
  color: #fff;
  max-width: 18ch;
  margin: 14px auto 24px;
}
.cta-band .eyebrow {
  color: var(--champ-l);
}
.cta-band .btn {
  background: #fff;
  color: var(--navy) !important;
  border-color: #fff;
}
.cta-band .btn:hover {
  background: var(--champ-l);
  border-color: var(--champ-l);
  color: var(--navy-d);
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Reveal Animation
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
html.js .reveal {
  opacity: 0;
  transform: translateY(24px);
  transition:
    opacity 0.8s cubic-bezier(0.16, 0.7, 0.3, 1),
    transform 0.8s cubic-bezier(0.16, 0.7, 0.3, 1);
}
html.js .reveal.is-in {
  opacity: 1;
  transform: none;
}
@media (prefers-reduced-motion: reduce) {
  html.js .reveal {
    opacity: 1 !important;
    transform: none !important;
  }
}

/* ===========================================================
   Round 2 (design-review + ADA) — added components
   =========================================================== */

/* ---------- hero carousel ---------- */
.hero-carousel {
  background: var(--navy);
}
.hero-carousel .slides {
  position: absolute;
  inset: 0;
  z-index: 0;
  overflow: hidden;
}
.hero-carousel .slide {
  position: absolute;
  inset: 0;
  background: center/cover no-repeat;
  opacity: 0;
  transition: opacity 1.2s ease;
}
.hero-carousel .slide.is-active {
  opacity: 1;
}
.hero-carousel::before {
  z-index: 1;
} /* keep the readability gradient above the slides */
.hero-carousel > .wrap {
  z-index: 2;
}
@media (prefers-reduced-motion: reduce) {
  .hero-carousel .slide {
    transition: none;
  }
}

/* ---------- featured carriers marquee ---------- */
.carrier-marquee {
  background: var(--navy-d);
  color: #fff;
  padding: 34px 0 40px;
  overflow: hidden;
}
.carrier-marquee .cm-label {
  text-align: center;
  font-size: 12px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--champ-l);
  font-weight: 700;
  margin-bottom: 22px;
}
.cm-viewport {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(
    90deg,
    transparent,
    #000 8%,
    #000 92%,
    transparent
  );
  mask-image: linear-gradient(
    90deg,
    transparent,
    #000 8%,
    #000 92%,
    transparent
  );
}
.cm-track {
  display: flex;
  align-items: center;
  gap: 56px;
  width: max-content;
  animation: cm-scroll 34s linear infinite;
}
.carrier-marquee:hover .cm-track,
.cm-track:focus-within {
  animation-play-state: paused;
}
.cm-track .carrier {
  font-family: var(--serif);
  font-weight: 500;
  font-size: clamp(24px, 3vw, 34px);
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.01em;
  white-space: nowrap;
}
@keyframes cm-scroll {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}
@media (prefers-reduced-motion: reduce) {
  .cm-track {
    animation: none;
    flex-wrap: wrap;
    justify-content: center;
    width: auto;
    gap: 20px 40px;
  }
  .cm-viewport {
    -webkit-mask-image: none;
    mask-image: none;
  }
}
html.a11y-nomotion .cm-track {
  animation: none;
  flex-wrap: wrap;
  justify-content: center;
  width: auto;
  gap: 20px 40px;
}

/* ---------- navy scope band + stats ---------- */
.on-navy {
  background: var(--navy);
  color: #fff;
}
.on-navy h1,
.on-navy h2,
.on-navy h3 {
  color: #fff;
}
.on-navy .eyebrow {
  color: var(--champ-l);
}
.on-navy p,
.on-navy p.lead {
  color: var(--muted-n);
}
.scope-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 34px;
  margin-top: 44px;
}
.sstat .n {
  font-family: var(--serif);
  font-size: clamp(38px, 4.6vw, 56px);
  font-weight: 500;
  color: #fff;
  line-height: 1;
}
.sstat .l {
  color: var(--muted-n);
  font-size: 15px;
  margin-top: 10px;
  max-width: 32ch;
}
@media (max-width: 760px) {
  .scope-stats {
    grid-template-columns: 1fr;
    gap: 26px;
  }
}

/* ---------- client credibility line ---------- */
.cred .cred-line {
  font-family: var(--serif);
  font-size: clamp(18px, 2vw, 24px);
  color: var(--navy);
  max-width: 64ch;
  margin: 14px auto 0;
  line-height: 1.5;
}

/* ---------- mobile image-crop safety ---------- */
@media (max-width: 640px) {
  .hero,
  .hero-carousel {
    min-height: 78vh;
  }
  .hero-carousel .slide,
  .page-hero.img {
    background-position: center center;
  }
  .split .art {
    aspect-ratio: 16/10;
  }
}

/* ---------- about narrative + form required markers ---------- */
.section-narrative {
  max-width: 70ch;
  margin: 0 auto;
}
.section-narrative h2 {
  margin: 14px 0 18px;
}

/* ---------- Novak brand logo (real SVG as background; filter recolors per bg) ---------- */
.brand-logo {
  display: inline-block;
  vertical-align: middle;
  width: 150px;
  height: 23px;
  font-size: 0;
  background: url("../img/novak-logo.svg") left center/contain no-repeat;
  filter: brightness(0) invert(1); /* white over the dark/transparent header */
  transition: filter 0.35s;
}
header.solid .brand-logo {
  filter: none;
} /* real logo color once the header goes solid/white */
.brand-logo--footer {
  width: 170px;
  height: 26px;
  filter: brightness(0) invert(1);
} /* white on the navy footer */
@media (max-width: 520px) {
  .brand-logo {
    width: 126px;
    height: 20px;
  }
}

/* ---------- Novak + Platinum 1 header lockup (Novak primary, P1 alongside) ----------
   Per client (Ryan/Joseph, "Novak/P1 site update", Aug 2026): main logo is Novak
   Insurance, with the Novak Platinum 1 mark next to it linking to the P1 page. */
.brand-group {
  display: inline-flex;
  align-items: center;
  gap: 18px;
}
.brand-sep {
  flex: 0 0 auto;
  width: 1px;
  height: 42px;
  background: #fff;
  opacity: 0.4;
  transition:
    background 0.35s,
    opacity 0.35s;
}
header.solid .brand-sep {
  background: var(--navy);
  opacity: 0.22;
}
@media (max-width: 640px) {
  .brand-group .brand-p1,
  .brand-sep {
    display: none;
  }
} /* keep Novak logo + quote button clear of overflow on phones */
/* stacked Novak mark (N-in-circle over wordmark) as the main header brand — white over hero, real color on solid */
.brand-stacked {
  display: inline-flex;
  align-items: center;
  line-height: 0;
}
.brand-stacked img {
  height: 52px;
  width: auto;
  display: block;
}
.brand-stacked .ns-color {
  display: none;
}
header.solid .brand-stacked .ns-white {
  display: none;
}
header.solid .brand-stacked .ns-color {
  display: block;
}
@media (max-width: 520px) {
  .brand-stacked img {
    height: 42px;
  }
}

/* ---------- carrier logo wall (real marks, light band, grayscale-unified) ---------- */
.carrier-logos {
  background: #fff;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 30px 0 34px;
}
.carrier-logos .cm-label {
  color: var(--muted);
}
.carrier-logos .cm-track {
  gap: 0;
  align-items: center;
}
.carrier-logos .clogo {
  flex: 0 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 92px;
  padding: 0 42px;
}
.carrier-logos .clogo img {
  max-height: 74px;
  max-width: 210px;
  width: auto;
  object-fit: contain;
  filter: grayscale(1);
  opacity: 0.6;
  transition:
    filter 0.3s,
    opacity 0.3s;
}
.carrier-logos .clogo:hover img {
  filter: none;
  opacity: 1;
}
@media (prefers-reduced-motion: reduce) {
  .carrier-logos .clogo {
    padding: 10px 26px;
  }
}
/* Cincinnati = lead carrier: larger, full colour so it reads as prevalent */
.carrier-logos .clogo--lead img {
  max-height: 70px;
  max-width: 220px;
  filter: none;
  opacity: 1;
}

/* featured-carrier callout (Cincinnati, per client) */
.featured-carrier {
  background: var(--mist);
  border-bottom: 1px solid var(--line);
}
.featured-carrier .fc-card {
  display: flex;
  align-items: center;
  gap: 38px;
  padding: 44px 0;
  flex-wrap: wrap;
}
.featured-carrier .fc-logo {
  flex: 0 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 200px;
}
.featured-carrier .fc-logo img {
  max-height: 60px;
  max-width: 200px;
  width: auto;
  object-fit: contain;
}
.featured-carrier .fc-body {
  flex: 1 1 320px;
}
.featured-carrier .fc-body h2 {
  margin: 6px 0 10px;
}
.featured-carrier .fc-body p {
  color: var(--muted);
  max-width: 60ch;
}
@media (max-width: 560px) {
  .featured-carrier .fc-card {
    gap: 24px;
  }
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Section Logo List Section
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.carriers-logo-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
}
.carriers-logo-grid .cl-tile {
  background: #fff;
  min-height: 120px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
}
.carriers-logo-grid .cl-tile img {
  max-height: 52px;
  max-width: 160px;
  width: auto;
  object-fit: contain;
  filter: grayscale(1);
  opacity: 0.62;
  transition:
    filter 0.3s,
    opacity 0.3s;
}
.carriers-logo-grid .cl-tile:hover img {
  filter: none;
  opacity: 1;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Our Location Section - 4 grid
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.office-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 44px;
}
.office-tile {
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
  background: #fff;
  box-shadow: 0 1px 2px rgba(11, 36, 68, 0.05);
  transition:
    box-shadow 0.25s,
    transform 0.25s;
}
.office-tile:hover {
  box-shadow: 0 10px 28px rgba(11, 36, 68, 0.12);
  transform: translateY(-2px);
}
.office-tile .ot-photo {
  aspect-ratio: 4/3;
  background-color: var(--navy);
  background-position: center;
  background-size: cover;
  background-repeat: no-repeat;
}
.office-tile .ot-cap {
  padding: 16px 18px 18px;
}
.office-tile .ot-cap .eyebrow {
  margin-bottom: 4px;
}
.office-tile .ot-cap h3 {
  font-size: 22px;
  margin: 0 0 4px;
  color: var(--navy);
}
.office-tile .ot-cap p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.45;
  margin: 0;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Our Location Section - 2 grid
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
.offices {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--line-n);
  border: 1px solid var(--line-n);
  border-radius: 6px;
  overflow: hidden;
  margin-top: 54px;
}
.office {
  padding: 150px 34px 38px;
  position: relative;
  background: var(--navy);
  background-size: cover;
  background-position: center;
  min-height: 360px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
}
.office::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    180deg,
    rgba(11, 36, 68, 0.2) 0%,
    rgba(11, 36, 68, 0.55) 55%,
    rgba(11, 36, 68, 0.9) 100%
  );
}
.office > * {
  position: relative;
  z-index: 1;
}
.office {
  background-position: center center;
  background-repeat: no-repeat;
  background-size: cover;
}
.office:first-child {
  background-position: center 38%;
}
.office:nth-child(4) {
  background-position: center 40%;
}
.office h3 {
  margin: 14px 0 8px;
  color: #fff;
}
.office p {
  color: var(--muted-n);
  font-size: 16px;
}
.offices-4 {
  grid-template-columns: repeat(2, 1fr);
}



/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Footer Styles
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
footer#colophon {
  background: var(--navy-d);
  color: var(--muted-n);
  padding: 56px 0 36px;
}
#colophon .fgrid {
  display: flex;
  justify-content: space-between;
  gap: 36px;
  flex-wrap: wrap;
}
#colophon .fgrid .brand {
  color: #fff;
  font-family: var(--serif);
  font-weight: 600;
  font-size: 22px;
}
#colophon .fcols {
  display: flex;
  gap: 56px;
  flex-wrap: wrap;
}
#colophon .fcols li {
  list-style: none;
}
#colophon .fcol a {
  display: block;
  color: var(--muted-n);
  font-size: 14px;
  padding: 5px 0;
}
#colophon .fcol a:hover {
  color: #fff;
}
#colophon .fcol .h {
  color: #fff;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 8px;
}
#colophon .legal {
  margin-top: 40px;
  padding-top: 22px;
  border-top: 1px solid var(--line-n);
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  flex-wrap: wrap;
  gap: 10px;
}

/* *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *
** Responsive tweaks for mobile (max-width: 560px)
** *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** *  *** */
@media (max-width: 900px) {
  /* Our Location - 4 column */
  .office-row {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
  }
}

@media (max-width: 860px) {
  /* Logo List */
  .carriers-logo-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 820px) {
  /* Card Grid */
  .grid3 {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 760px) {
  .offices,
  .offices-4 {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  /* Home hero */
  .p1-hero-lockup {
    gap: 14px;
    margin-bottom: 24px;
  }
  .p1-hero-lockup .p1-btn {
    width: 100%;
    justify-content: center;
  }

  /* Private Client Section */
  .platinum-band .card-mini .pband-logo {
    height: 38px;
  }

  /* Card Grid */
  .grid3 {
    grid-template-columns: 1fr;
  }

  /* our Location - 4 column */
  .office-row {
    grid-template-columns: 1fr;
  }

  /* Logo List */
  .carriers-logo-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 480px) {
   /* Logo List */
  .carriers-logo-grid {
    grid-template-columns: 100%;
  }
}